Gary F. Woodend & Associates

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Refinancing Analysis

Dedicated, Experienced Attorney

Refinancing Analysis

I am an attorney licensed to practice law in the State of New Jersey, with an undergraduate degree in finance, and a master's degree in business and finance. I am not a mortgage broker, nor do I lend money.

During my twenty years of practicing law and prior to that in the financial industry, I have had the opportunity to work with countless lenders and borrowers. Clearly, the lender has a great deal of negotiating leverage, and the borrower has little or none. I have seen so many people make huge mistakes when borrowing money, particularly when it comes to refinancing or borrowing against their home. The vast majority just do not understand the true, long term cost of the transaction. So often, I have found that they are not making a good deal.

Using my years of experience in the field, educational background, and expertise, I will evaluate the loan you are contemplating, compare it to what you already have in place, and give you my opinion. My fee to do this is $200.00 through the Internet or $285.00 in person. If you still want to meet in person after I have already done the analysis through the Internet, the office visit fee is an additional $200.00.

If you will e-mail or fax to me the terms of your existing loan, and the terms of your newly proposed loan, which terms should be included in a commitment letter, along with your credit card billing information, we can get started.


Contact us at 609-654-5489 or Toll Free at 888-336-8417 to schedule an appointment.


Our office hours are Monday through Friday, from 9 a.m. to 5 p.m. and evening hours available by appointment. Visa and MasterCard accepted.

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Disclaimer: Although I am an attorney licensed to practice law in the State of New Jersey, the information on this website is for general information purposes only and is not to be construed as legal advice. Every situation is different and there are many exceptions for every legal principal or rule. You must consult with an attorney licensed to practice law in your jurisdiction for help and advice. If you reside in the State of New Jersey, I can provide you with legal advice, however, it needs to be done in person, by telephone, or by video conferencing.

Gary F. Woodend & Associates
5 N. Main St., Ste C
Medford, NJ 08055
Toll Free: 888-336-8417
Telephone: 609-654-5489
Fax: 609-654-5703
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Gary F. Woodend & Associates serves clients in Medford, Medford Lakes, Marlton, Southampton, Tabernacle, Shamong and Mount Laurel, New Jersey, as well as other communities in Burlington County, Camden County and Ocean County, NJ, and nationwide.

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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.

Copyright © 2010 by Gary F. Woodend & Associates. All rights reserved. You may reproduce materials available at this site for your own personal use and for non-commercial distribution. All copies must include this copyright statement.